Protect Every Shipment
Insure with ShipSimple.
Comprehensive Coverage for Parcel, Freight & Cargo - Because Your Business Deserves Complete Peace of Mind.
Safeguard your valuable goods against loss, damage, and theft with our All Risk Shippers Interest Insurance.
Tailored for businesses of all sizes and multiple modes of transportation – Land, Air, and Ocean.
Multi-Modal Protection
- Seamless Coverage Across Land, Air & Sea
- Covering Every Shipment Type: Parcle, Pallet, Container
- Financial security against unforeseen events
- Simplified Claims Process: backed by industry leaders
Parcel/Freight Insurance
- High-Value shipping insurance worldwide
- Up to $250,000 (Parcel) $500,000 (Freight)
- Stand alone insurance using your own carrier/courier
- Ship and insure your courier shipments with us
Parcel Shipping
- Ship and insure parcels with us
- The lowest price and fastest service, every time
- Free platform, No subscription fees
- One platform, one point of contact, one invoice
How it Works:
Instant Quotes
Create Account
Process Insurance
Certificate Issued
Policy Activated
All Risk Shippers Interest Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
Why Businesses Trust ShipSimple for Insurance & Shipping
✅ Up to $250K (Parcel) $500k (Freight) Coverage – 20x the courier / carrier limits.
✅ Domestic and International Shipment Protection
✅ Minimize Loss, Maximize Recovery – Avoid costly setbacks from damage or loss.
✅ Multi-Courier / Carrier Coverage – Insure shipments with all major couriers
✅ Fast, Easy Claims – Get payouts quickly — no red tape.
✅ Flat, Low Premiums – No deductibles for parcel. Predictable, business-friendly pricing.
✅ Build Customer Confidence – Show your customers you take shipping seriously.
✅ Backed by the Best in the Business – We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
✅ Industry-Leading Coverage & Financial Strength – Rated “A” by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
ShipSimple Freight Insurance vs. Standard Carrier Liability
Don’t let unexpected losses derail your business. While standard carrier liability offers minimal protection, ShipSimple provides comprehensive, stress-free insurance designed for the modern Canadian business, covering your goods across land, ocean, and air.
| Feature | ShipSimple | Standard Carrier Liability | Why This Matters for Your Freight |
| Coverage Limits | Up to $250,000 for Parcels. Up to $500,000 for Freight | Typically $100 – $500 (parcel), $2/lb – $25/lb (freight) | Financial Risk: Your business bears the brunt of losses beyond these minimal limits, regardless of how your goods travel. |
| Coverage Type | All-Risk Shipper’s Interest (Covers Most Perils) | Limited Perils (Covers only specific, few events) | Peace of Mind: “All-Risk” covers far more scenarios, protecting against theft, damage, loss, and more, across all transportation methods. |
| Deductibles | None for Parcel | Often Applicable | True Value: No hidden costs eating into your reimbursement, whether for a small package or a large cargo. |
| Claim Process | Fast, Easy, No Red Tape! | Slow, Complex, High Burden of Proof | Business Continuity: Get back on track quickly with our streamlined process, minimizing downtime across your entire supply chain. |
| Proof Required | Simple Online Reporting | Extensive Documentation & Investigation | Time Saved: Focus on your business, not endless paperwork, regardless of the shipment type. |
| Payer | Backed by CNA (A-rated Global Insurer) | Carrier (Internal Process) | Reliability: Confident in secure, timely payouts from an industry leader, for any type of shipment. |
| Applicability | Covers All Major Carriers/Couriers | Limited to Specific Carrier/Couriers | Flexibility: Use your preferred carriers (land, ocean, or air) while maintaining consistent, high-level protection. |
Cost-Benefit Analysis: The Value of Shipping Insurance
- With ShipSimple Shipping Insurance: Your payout would be the full $45,000 (minus any applicable deductible), ensuring full financial recovery.
- With Standard Carrier Liability: A total loss of a $45,000 shipment would result in a payout of as little as $100 to $500, leaving your business to absorb a catastrophic loss of over $44,500.
Helping Businesses grow across Canada 
5 Star Reviews
Speak for themselves — check out what other businesses are saying!
ShipSimple is simply one of the best companies I’ve ever had the pleasure of working with — bar none. I have had many poor experiences with logistics companies more specifically, which had soured me on them as a whole, but ShipSimple gives logistics a good name and is, in my estimation, the one redeeming light amongst the whole logistics world.
Cherie
McGill University
I really appreciate having a “one-stop shop” for courier shipping… You instantly get access to the most competitive quotes across numerous companies. Arranging pickups from commercial or residential locations is very straightforward… Bottom line: I am very happy that I found ShipSimple/CourierGateway!
Michael T.
Operations Manager
So simple [I am a software engineer]
1 ordered a thermal printer and paper
2 Installed drivers
3 loaded paper
4 Got a quote from shipsimple
5 purchased a label
6 Arranged pickup
Bobs your uncle, took about 10 minutes such a great easy, efficient system!!
Chris H.
eCommerce Business Owner
I shipped for the first time for my bakery/catering business using ShipSimple. I shipped my product to my customer and shipped from my supplier to me. It was very easy to use and convenient – it actually cost me less to ship than it would have to deliverpickup. I think all small businesses should give it a try!
Harjit S.
Small Business Owner
ABSOLUTELY THE BEST courier service I have ever used for my business. Their prices cannot be beat and if there is any issues they are extremely quick with customer service to resolve your problems. I would recommend ShipSimple/CourierGateway to anyone who needs courier services!
Tim E.
Small Business Owner
ShipSimple/CourierGateway is fantastic. The pricing is much better than what we were getting on our own and we now have access to other courier companies that we couldn’t use previously. The customer service is quick and extremely helpful. I would definitely recommend this company!!
Bunny C.
AP Manager
Easy to use and you have a choice of couriers, but the shipping prices are less than going direct AND if that wasn’t enough, their customer service is top drawer! Fast to answer and has always answered my query- quick and painless! I love this company, so glad I found them!!
Marie R.
Small Business Owner
Protect Your Shipments,
Protect Your Bottom Line
Blog
How to Buy All Risk Shipping Insurance in 3 Easy Steps
Buy All Risk Shipping Insurance and Protect Your Bottom Line You’ve done the essential research. You understand the hidden risks of relying on standard carrier liability and the dangerous insurance gaps in common trade terms like CIF. You’ve taken the crucial step of...
Is Your CIF Insurance Enough? 5 Reasons Your Shipment is Still at Risk
Analyzing Your CIF Insurance Coverage: A Guide for Businesses Your supplier has agreed to CIF (Cost, Insurance, and Freight) terms for your latest international shipment, and on the surface, the deal seems perfect. The price includes the cost of your goods, the...
CIF Incoterms Explained: Understanding Risks & Responsibilities
What is the CIF Incoterm and How Does It Affect You? Whether your Canadian business is buying or selling goods on the global market, you've undoubtedly navigated the "alphabet soup" of shipping terms: FOB, EXW, DDP, and one of the most common, CIF. Here in mid-2025,...